Zip Your Way to Affordable Dental Care
Zip: The Simple and Easy Way to Pay for Your Dental Treatments
Zip is a payment service that allows you to split the cost of your dental treatments into interest-free instalments, making dental care more affordable.
One of the benefits of using Zip at Harrisdale Dental Centre is its flexibility. You can pay weekly, fortnightly, or monthly with no hidden fees or charges, depending on what suits you. This makes it easier to manage your budget and access the dental treatments you need without worrying about the upfront costs.
Get the Smile You Want with Zip at Harrisdale Dental Centre
Zip offers two accounts: Zip Pay and Zip Money. Zip Pay has a credit limit of up to $1,000, interest-free, while Zip Money provides limits between $1,000 and $5,000, interest-free for the first three months. The $7.95 or $9.95 monthly account fee can be waived if your statement closing balance is paid on time.
To be eligible to use Zip at Harrisdale Dental Centre, you must be an Australian citizen or permanent resident aged 18 years or older with a valid debit or credit card, phone number, and email address. To apply, simply visit the Zip website or download the mobile app and follow the straightforward steps. Once approved, you’ll be all set to use Zip as a payment option at Harrisdale Dental Centre. Experience the convenience of interest-free payments for your dental treatments at our dental clinic by using Zip today.
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Got Questions about Zip? We've Got Answers!
How does Zip work?
Zip is a payment option that allows Australian dental patients to pay for dental services at Harrisdale Dental Centre with flexible repayment options. Zip offers interest-free payments for purchases between $350 and $1,000. For larger purchases over $1,000, interest-free terms apply for the first three months.
After the initial interest-free period, a standard annual interest rate of 23.9% applies. Flexible repayment options allow patients to choose weekly, fortnightly, or monthly payment schedules to suit their needs.
How do I apply for Zip?
Applying for Zip is easy and can be done online through the Zip website or mobile app. Eligible patients must be an Australian citizen or permanent resident, at least 18 years old, have a valid email address and mobile number, and have an Australian debit or credit card.
There is no establishment fee for signing up for Zip Pay, and patients can enjoy interest-free payments for purchases between $350 and $1,000.
What happens if I miss a Zip payment or can't make a payment on time?
A late fee will apply if you miss a Zip payment or can’t make it on time. A $5 late fee is charged 21 days after the contractual due date.
Staying on top of your payments is essential to avoid incurring late fees. If you need help paying, contact Zip’s customer support for assistance and explore possible options.
Can I use Zip for all dental treatments?
Yes, you can use Zip for a variety of dental treatments at Harrisdale Dental Centre. With Zip Pay, you can access interest-free payment plans for services ranging from $350 to $1,000. For dental treatments exceeding $1,000, you can take advantage of higher credit limits available through Zip Money. This allows you to conveniently manage your dental expenses while enjoying the flexibility of choosing weekly, fortnightly, or monthly instalments for the dental care you need.
Can I change the payment schedule for my Zip plan?
Yes, you can change the payment schedule for your Zip plan to better suit your needs. When you sign up with Zip, your repayment schedule is automatically set to cover your minimum monthly repayment. However, you can adjust your payments’ frequency to weekly, fortnightly, or monthly.
To change your payment schedule, simply login to your Zip account and follow these steps:
- Select the ‘Home’ tab on the app screen’s bottom.
- Select your Zip Pay account.
- Tap on ‘Change Schedule’.
- Choose the preferred schedule type (Choose your repayments or Fee Waiver).
- Review and adjust your schedule to suit your preference.
- Select ‘continue’ and then confirm.
Please note that you cannot reduce your scheduled amount to less than your contractual minimum monthly requirement. Remember that it may take up to 24 hours for schedule changes to take effect, so adjustments made on the same day will not apply.
Can I use Zip in conjunction with my health fund?
Yes, you can use Zip in conjunction with your health fund when paying for dental treatments at Harrisdale Dental Centre. To do so, first claim the eligible portion of your dental expenses through your health fund. Then, you can utilise your Zip account to manage the costs with interest-free payment plans for the remaining balance.
Keep in mind that it’s crucial to check with your health fund provider regarding their specific policies.
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